First publication · Coming soon · June 2026

The case for source-reconstructed financials in private credit underwriting

An institutional-grade argument for independent reconstruction from source evidence, and the specific failure modes of management-reported underwriting inputs in today's private credit market.

What we are writing about

Research directions

Topic 1

The limits of annual audit verification

Why sampling at annual cadence was designed for a different era of capital scale — and what that means for private markets today.

Topic 2

Source reconstruction in institutional diligence

How independent reconstruction from source evidence changes what a PE or Private Credit diligence process can actually verify.

Topic 3

Portfolio monitoring at institutional standards

Continuous verification as the missing layer between quarterly reports and annual audits in private market monitoring.

Topic 4

The infrastructure layer private markets need

What a mature verification stack looks like when private capital reaches public-market scale — and who builds it.

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